C Cogniva Contact

Last Updated: 14 June 2025  ·  Effective Date: 14 June 2025

Terms & Conditions

These Terms and Conditions govern the relationship between Cogniva ("we", "us", "our") and any person or organisation ("you", "User") who enrols in a programme, engages our consulting services, or uses this website. By submitting an enquiry, completing enrolment, or commissioning a consulting engagement, you agree to these terms. Please read them before proceeding.

Questions should be directed to [email protected].

1. Definitions

2. Acceptance of Terms

By submitting an enrolment or engaging the consulting service, you confirm that:

3. Programme Descriptions and Scope

Cogniva offers three programmes:

Programme scope limits are published on the Solutions page and form part of the Agreement. Cogniva's consulting engagement does not assess any regulated obligation the Client may carry; questions of that kind are outside scope and should be directed to the Client's own qualified advisers.

4. Enrolment and Course Access

5. Payment

Refund Policy

6. User Responsibilities

7. Intellectual Property

All course materials, templates, methodologies, and written deliverables produced by Cogniva remain the intellectual property of Cogniva unless otherwise agreed in writing.

Participants are granted a non-exclusive, non-transferable licence to use materials for their own personal professional development. Clients are granted a licence to use consulting deliverables internally within their organisation. Neither licence permits redistribution, sublicensing, or commercial use.

8. Disclaimers

Programmes are provided on the basis described in published programme specifications. Cogniva makes no representation that completion of a programme will lead to any particular employment, career, or technical outcome. Course materials reflect the published literature available at the time of the most recent review cycle; they are updated annually but may not reflect the most recent developments in a fast-moving field.

The consulting engagement provides recommendations based on published frameworks and practitioner experience. These recommendations are not legal, regulatory, or professional advice in any regulated sense. Clients are responsible for assessing the appropriateness of any recommendation for their specific regulatory and operational context.

9. Limitation of Liability

To the extent permitted by Malaysian law, Cogniva's liability for any claim arising from a Programme is limited to the fees paid for that Programme. Cogniva is not liable for indirect, consequential, or incidental damages, including loss of profits or data, however arising.

Nothing in these terms limits liability for death, personal injury, or fraud caused by negligence.

10. Confidentiality (Consulting)

Information shared by a Client during a consulting engagement will be treated as confidential and used only for the purposes of delivering the engagement. Cogniva will not disclose Client-specific information to third parties without written consent, except where required by law.

11. Termination

12. Governing Law and Disputes

These Terms and Conditions are governed by the laws of Malaysia. Disputes shall first be addressed through direct written communication between the parties. If not resolved within 30 days, disputes may be referred to mediation under the Mediation Act 2012 (Malaysia) before litigation.

The courts of Malaysia, sitting in Penang, shall have jurisdiction over any dispute that proceeds to litigation.

13. General Provisions

14. Changes to These Terms

We may update these Terms and Conditions. Material changes will be communicated to enrolled Participants by email and published on this page with a revised "Last Updated" date. Continued enrolment or engagement after the effective date of a change constitutes acceptance of the revised terms.

Legal Contact

Organisation: Cogniva

Address: 33 Jalan Sungai Pinang, 10150 George Town, Pulau Pinang, Malaysia

Legal enquiries: [email protected]